New York is known as a bustling metropolis and sometimes the bustlers don’t watch where they’re going. According to The DVM’s Traffic Safety Statistical Repository, there were 8275 accidents involving personal injury in New York County in 2017 alone. There were thousands of accidents that involved property damage and 39 fatalities in the county.
With 8.55 million people working and living in NYC, there are also a lot of slip and fall accidents and on the job injuries. If you have been hurt in an accident, you may be wondering if you should sue, and how to find a good personal injury lawyer in NYC. There are a few things you can do to make your case go smoothly. Attention to detail and a basic understanding of insurance laws can help.
When you have been injured in a car accident, call the police right away and stay at the scene. Never admit guilt at the scene and try to get the names of any witnesses. Remember that you have ten days to report an accident to your insurance company and thirty days to file a claim.
If you have been injured at a business in a slip and fall accident, make sure that an employee fills out an accident report. If no one fills out a report, you should report the accident to management as soon as possible. Make note of what caused the accident and get the names and numbers of any witnesses
If you are injured at work, remember that your employer is obligated to document what happened and pay for your medical treatment. When you file a claim, the business’ insurance company will call you and ask you many questions designed to confuse you. They will ask you how fast you were traveling and if you were watching where you were going. It is important to keep your cool and not let them unnerve you.
Whenever you have been in a car accident it is important to get a copy of the accident report. If the accident report says that the officer took pictures, be sure to request copies of the pictures.
No matter what kind of accident you may have been in, it is very important to save every bill that is related to your injury. In addition to saving doctor’s bills, you should save your receipts for both prescription and nonprescription medication. Make sure to get documentation of any time you take off work from your employer. Save receipts for any gas or transportation that you used when traveling to the doctor. Be sure to bring every form of documentation that you have to your first meeting with your attorney.
Your insurance company wants to make sure you don’t get more money than they are legally obligated to give you. Be honest with the insurance representative, but let them know that you will get an attorney if they do not pay you what you are due.
New York is a no-fault state. That means that in most traffic accident cases a driver’s own insurance company is responsible for paying their hospital bill no matter who was at fault. Twelve states and the territory of Puerto Rico are no-fault states. New York became a no-fault state in order to speed up the process of insurance payments. They have enacted limits on the amount of money for which claimants may ask.
New York, like most states, requires that all drivers have insurance. If you are caught driving without insurance in New York, you will lose your license for a year and face fees of up to $1500 or jail time of 15 days. If a driver in a no-fault state has an uninsured accident, they will have to pay their own bills no matter who is at fault.
If you are injured in a slip and fall accident due to the negligence of a business, you may sue that business for any personal injuries you have, as well as emotional pain and suffering. In a slip and fall accident, you have 90 days to three years to file a lawsuit depending on the circumstances. If a doctor has misdiagnosed you, prescribed the wrong kind of medication or made a mistake during surgery, you can sue them for malpractice, although there are tort limits for malpractice suits.
Although New York is a No-fault state, there are some circumstances in which you may be able to file a lawsuit in an automobile accident. If you are disfigured, permanently scarred or have suffered a dismemberment, you will be able to sue. You may also sue an at-fault driver for wrongful death if you have lost a loved one to a car accident.
New York is a sophisticated town and your insurance company has staffed its legal department with highly trained legal professionals who are determined to keep you from getting the money you deserve. You need an attorney who understands insurance law and will not compromise the needs of their clients. The attorneys at Rosenberg Minc, Falkoff and Wolff have the experience and knowledge to fight for you.