New York City Personal Injury Law Blog

The Risks Associated With Teen Drivers and What Can Be Done to Deal With the Problem

Posted on May 4, 2015 in Car Accidents

The dangers of younger drivers on the road are well-recognized by safety advocates and the federal agencies that review at traffic safety on U.S. roads.

Groups like the Insurance Institute for Highway Safety (IIHS) have routinely shown that substantially high levels of accident fatalities and injuries are caused by younger, more inexperienced drivers. Different types of teen driving issues are often noted, including:

  • Driver inexperience
  • Driver distraction and teen cell phone use
  • Peer pressure for risky behavior
  • Reckless or hazardous driving due to hormonal influences

Even insurance companies understand the risks posed by teen drivers, setting dramatically high insurance rates for drivers under a certain age — especially those who are unmarried with no children.

IIHS Recommendations

The IIHS recommends instituting the strongest possible graduated licensing laws in all 50 U.S. states. The agency points out that the state of New York State has a pretty strong program, with a permit age of 16, licensing beginning at 16 and a half, and a 50-hour requirement for supervised driving. There’s also a night curfew from 9 PM, as well as a one-teen passenger limit, which has been shown to be effective partially because of the peer pressure issue mentioned above.

Still, IIHS estimates that going to the toughest teen driving standard would reduce fatal crashes by nearly one-fourth and lower collision rates amongst 16 to 17-year-old drivers by 7 percent.

Risk Remedies

Apart from living in states that encourage this kind of safety, there are things that families can do to lower risks on the road and even affect insurance rates. One step that can be taken to remedy the problem relates to driver education.  Enrolling in a specific driver education program will teach teen drivers more about their responsibilities on the road and provide them with more skills for driving a vehicle safely. Insurers can see this as a solution as well, providing lower rates for complying drivers. Some insurance companies will also offer rates dependent on grade point averages which would show a pattern of responsibility by a younger driver.

Apart from driver education, buying a top safety-rated vehicle with extensive safety features will also affect road risk. And parents can add to the safety guidelines of the state of residence, for example, by extending one passenger limits, curfews or other restrictions.

New York personal injury lawyers understand that there’s a reason why state officials have instituted these guidelines for younger drivers. Qualified New York car accident lawyers will build a full profile of the case to understand liability issues, possible court awards and settlements and other issues, while guiding their clients through every step of the process.

Call a New York Personal Injury Lawyer Today

If you or someone you love has been injured in a car accident case, call the lawyers at the New York City car accident law firm of Rosenberg, Minc, Falkoff & Wolff. We will help you access all of your rights under the law and help you every step of the way through your personal injury case.


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